The statutory health insurance companies are currently publishing their new additional contributions. We show which cash registers he is already known for.
Many people with statutory health insurance are currently receiving unpleasant mail. Because in the new year, some health insurance companies will increase their contributions – and quite significantly. We will show you which health insurance companies increase the additional contribution and which keep it constant at least over the turn of the year (as of December 17, 2024, without guarantee).
The Federal Ministry of Health had previously set an increase in the average additional contribution from 1.7 to 2.5 percent. However, this is only a calculated figure from which the health insurance companies can deviate. The additional contribution is charged individually by each fund depending on its financial needs and in addition to the general contribution rate of currently 14.6 percent.
Assume that a health insurance company increases its additional contribution by 0.8 percentage points. Then you and your employer will pay 17.1 percent from 2025 instead of the previous 16.3 percent. With a gross monthly salary of 3,000 euros, this means 12 euros less net for employees – or 144 euros per year. Employers are also charged additionally with this amount.
The health insurance companies sometimes differ significantly in how high they set the additional contribution. So a change can be worthwhile. If your insurance company informs you that it will increase the premium, this gives you a special right of termination. Read more about this here.
Changing health insurance is now much easier for members of a statutory health insurance company: you no longer have to cancel with your previous insurance company and request a confirmation of cancellation, but can take out a new health insurance policy directly. The new health insurance company will be responsible for transmitting the cancellation.
You don’t need to be afraid of a gap in your insurance. If consumers were already legally insured, the new health insurance company cannot reject their application – even if they are older, have previous illnesses or are already being treated.
But it’s worth not just looking at the costs. Additional services such as certain vaccinations, examinations or preventative care offers can vary depending on the health insurance provider. You should also take this into account when comparing providers.
