Additional health insurance contributions 2026 at a glance: Who increased?

Decisions made

These health insurance companies will have a higher additional contribution in 2026

The federal government was confident that the statutory health insurance funds would not have to increase their additional contributions again at the turn of the year. Many did it anyway.

Those with statutory health insurance have been asking themselves the same questions for years: How badly will the strained financial situation of health insurance companies affect me? Will my health insurance company’s additional contribution also increase on January 1st? The insurance companies now have answers ready for 2026 – and not exactly pleasant ones. Dozens of health insurance companies have increased the additional contribution again, but many have been able to keep it stable. Two health insurance companies are even lowering it, albeit from a high level.

We will show you how the statutory health insurance companies have decided (as of January 5, 2026, without guarantee).

Note: “Nationwide” means that the health insurance is open to citizens throughout Germany, “regional” only for citizens with residence or employment in the relevant region, “company-related” if you are employed in the company, “sector-related” if you belong to the industry.

Assume that a health insurance company increases its additional contribution from 2.5 to 2.9 percent. Then, from 2026, you and your employer will each pay a total health insurance contribution of 17.5 percent instead of the previous 17.1 percent. With a gross monthly salary of 3,000 euros, this means 6 euros less net for employees – or 72 euros per year. Employers are also charged additionally with this amount.