Although SSI premiums have been fully invested recently, the number of those who realize that their days are missing in retirement applications is remarkable. In the first six months of 2025, the number of individual applications made to the Social Security Institution only about the lack of premium days increased over 58,000. In 2024, this number was recorded as 92 thousand. Experts attribute this increase to the intensity of both unregistered employment and fake insurance applications. An exemplary event in the past weeks aroused a wide repercussion in the public opinion. When a female worker working in the private sector in Istanbul checks the total number of days in the SSI system before applying for retirement, for about 2 years; So he noticed that the 720 -day insured time was not visible. Although all the payrolls and salary payments were complete, the worker saw that these days were not included in the system and applied to SSI with a petition and demanded that an investigation be started. Although the institution has not yet made an official statement on the issue, it is stated that the investigation may take months.
There is a penalty
SSI expert Ali Tezel draws attention to another danger that has become widespread in recent years and emphasizes that in the cases of fake insurance, employees have lost all their rights and employers face heavy penalties. Tezel, people shown as fake insured, SSI, if the investigations are detected in the case of aging summarized as follows. “In this case, while the insurance period of the person is completely canceled, the premiums deposited during this period are recorded as income to SSI. Even if the pension is detected even after the pension is detected, the salary is cut, all the pensions paid are taken back and the judicial proceedings shall be initiated for the responsible employer for ‘forgery of official documents’. As of 2025, the administrative fines applied to employers identified due to fake insurance are exceeding 150 thousand TL. “
It cannot be done backwards
Lawyer Gizem Gonce said that employers and workers are very frequently faced with insurance premiums, “SSI does not allow the worker to exercise the rights of the worker when the premium days are missing. Employees cannot benefit from their rights such as health, pension, birth leave,” he said. In this case, underlining that the worker has the right to sue, Gonce said that citizens should check whether the premium days were paid from the day they were insured. Referring to the importance of looking at the payrolls of the worker in the institution where he works, Gonce said: “The person may notice that the days are missing when he will retire and Although the backward insurance cannot be operated, it cannot be retired when the premiums are missing, although it meets the age requirement. “
False burned
“” Those who are shown as working in a job by paying the premium even though they are not actually working actively, when this situation is determined by the SSI, the insurance periods are canceled and the deposited premiums are taken to the Social Security Institution. After the pension is connected, the pensions paid and paid pensions are also collected from them. High administrative fines are also imposed on fake insured businesses. “
What to do?
“It is also an important condition to make applications in person. On behalf of someone else, it is not allowed to apply for the SSK premium back. The applicants must perform the transaction in their own name. In order to receive a refund, a petition must be prepared and an application to the Social Security Institution. Applications are made in person and by going to the institution. Applications are not allowed to reclaim the SSI premium from the digital environment or e-government. “
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