In his statement, TESK Chairman Palandöken stated that shopping with credit cards has increased greatly and said, “The card usage rate is around 85 percent. Cash money goes almost untouched by the tradesmen. However, credit card costs are also very high. Banks sometimes take the money that the tradesmen cannot earn as a commission. Therefore, 40 -The profit of the tradesmen in providing this return in 45 days exceeds 4 percent. However, the tradesmen almost lose money on some products due to operating fees and POS fees. These are certain products. Public banks should take the lead and reduce the interest rate on credit cards. The announced figures are 2 percent, 2.5 percent, but the cut rates are 4 percent. 85 percent of people use credit cards, but on the other hand, life is getting expensive. In the first 6 months of the year, almost 70 percent of them cannot pay their cards, and the rest can only deposit the minimum amount. Both people and tradesmen complain about not being able to earn money. Of course, the credit card is the greatest tool in modernity and money circulation. But it is not right to serve without earning money like this. “We explained our problems and demands regarding this to the Ministry of Commerce and the Ministry of Finance,” he said.
‘A MIDDLE WAY NEEDS TO BE FOUND’
Palandöken said, “We wrote a letter to the Banking Regulation and Supervision Agency to reduce card commissions, but we did not receive any response. Our tradesmen are experiencing serious losses. However, the problem in purchases made with credit cards in the market continues. What is important for the registered economy is this.” The journey has become a burden. A middle ground needs to be found and the grievances of the citizens should be prevented. Despite the increase in credit card usage, the high interest rates for those who cannot deposit the full amount on their credit cards scare people. As you know, in the past, there were credit books and the prices did not change from the date of the next payment. However, if you take into account the high interest rate on this credit card, since it is the intermediary bank, people are having a hard time paying it.
