A so-called flat-rate aid is also being discussed. The state would pay civil servants – similar to employers for employees – a subsidy to the statutory health insurance contribution. This would make it easier for civil servants to opt for statutory health insurance without having to fear financial disadvantages compared to private insurance.
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At the request of t-online, the civil service association dbb refers to a position paper according to which it rejects models for including civil servants in statutory health and nursing care insurance. These would not solve the GKV’s financial problems and would endanger medical care.
“The duality of insurance forms that currently prevails in Germany has proven itself. It ensures intense competition between the different insurance systems. This competition is advantageous for the provision of health services to the population because it stimulates innovation and ensures comprehensive medical care,” the paper continues.
PKV association director Reuther mentions another point: Officials in private health insurance would help to strengthen funded provision. “They relieve the burden on public coffers and create reserves that can be used to sustainably cover rising health costs in old age. Not only the civil servants themselves benefit from this, but also future generations,” says Reuther.
Civil servants do not pay for citizens’ benefit recipients
The economist Truger had already said in the “Neue Osnabrücker Zeitung” on Monday that he thought it was “completely wrong” that civil servants were being kept out of statutory health insurance. Because of the comparatively high salaries, their inclusion could improve the financial situation of the funds.
“The fact that some of the officers are doing so well is also due to the fact that the lives of others have become worse over the years.” Contributors would have to cover the majority of the health care costs of citizens’ benefit recipients. “The federal government is putting itself out there,” complained Truger.
The health costs for citizens’ benefit recipients, estimated at around twelve billion euros per year, have so far only been partially covered by the federal budget. A large part must be covered by the contribution income of the statutory funds. This means that privately insured people do not participate in the financing.
