Those who do not work in an insured job, especially housewives, can retire by paying premiums. The basic condition of retirement with optional insurance is the payment of premiums within the period. In addition, people who leave the job for any reason while working as insured and have not reached the number of premium days for retirement can also complete their missing premium days by paying optional insurance.
Habertürk writer Ahmet Kıvanç wrote the curious about the optional insurance:
Workers, civil servants or independent employees are considered to be compulsory insured. These people may retire by fulfilling the premium day, insurance period and age conditions. Those who do not work in an insured job, who work less than 30 days a month or who leave the insured work can retire by having an optional insurance.
The optional insurance premium is paid over the amounts ranging from the minimum wage and 7.5 times. How long the earnings will be determined by the insured itself. The premiums are generally deposited on the minimum wage. As of 2025, the optional insurance premium deposited on the minimum wage is 277,39 TL for 1 day and 8.321.76 TL for 30 days.
Until 2008, the optional insurance premium was paid in a status of 4/a and could retire with less premiums and earlier. As of October 2008, the premiums deposited within the scope of optional insurance have been counted as 4/B.
