Insurer pays compensation for alien abduction

Curious policies

Insurance coverage for immaculate conception?

Nothing is impossible: There seem to be hardly any limits to your imagination, especially when it comes to insurance. But not every strange protection is what it promises.

Everyone has their own car insured; Many people also want their own home, expensive television or their own health to be protected. But apart from the standard risks, the insurance industry sometimes produces strange things. Practically everything can be insured as long as the insurer can calculate the risk.

If you look around, you will find protection against obscure risks all over the world. However, not every story on the Internet turns out to be true; some insurance policies are primarily seen as humorous. But what protection can you really get? And what is a legend? A trip around the world in four insurance policies.

Scotland is not only famous for high-proof whiskey and delicacies made from sheep offal. Even a single resident always makes the headlines – even if they are usually rare. The Loch Ness Monster – affectionately nicknamed “Nessie” by the Scots – delights locals and tourists alike. At the same time, it also fuels fears.

This is how the Scottish ferry company Jacobite Cruises left the legendary with its excursion steamers Loch Ness cruises, insure their ships against damage caused by Nessie. “I don’t know what the chances are of this actually happening,” owner Freda Newton told the Daily Mail. “But this is Loch Ness. How embarrassing would it be for us if it happened and we weren’t covered?” There is a million pounds in the event of an attack by Nessie – but so far there has been no payout.

Not only machines, but also people can be protected from the monster. The organizer of a swimming competition insured all participants against possible Nessie attacks. “With so many top athletes in the water at the same time, we can’t risk one of them being attacked by Nessie,” David Hart told the British newspaper The Guardian. The swimmers would cause a lot of noise and commotion in the water – activities that could potentially irritate a prehistoric sea monster, Hart argued.

In any case, the policyholders could be attracted by the media attention that their unusual insurance policies brought with them. Whether this was not the real reason for the insurance remains to be seen at this point.

The seagull insurance that the “Cheesy toast Shack” offers its customers – including unrivaled fast payment in the event of a claim.