There is even insurance cover for the Slovenian capital Ljubljana, one of the rainiest capitals in the EU. However, there are restrictions: If you book for June 22nd to 29th, for example, you have to accept a two-day deductible. The insurance only takes effect after the third day of rain.
However, a short-term reaction to the weather report is not possible. Anyone who wants to protect themselves against the impending low pressure area shortly before departure is likely to be disappointed. The rain protection can be locked up to 15 days before the start of your holiday. Anyone who has booked their flight for May 16th must take out the insurance by May 1st at the latest.
In addition to rain, the protection also includes other forms of precipitation such as hail and snow. But isn’t snow beautiful? “Snow is always beautiful when it’s already there, not when it’s falling,” replies Haufler. Heavy snowfall, for example, ensures that skiers cannot see anything. “And then snow is just as unpleasant as rain.”
The insurance is primarily in demand by families, active holidaymakers and also camping holidaymakers. Even those who spend a lot of money on vacation tend to seek additional weather protection. City tourists, however, access them much less frequently.
The following travel destinations are most commonly insured:
City tourists rarely resort to rain protection. “In cities there are so many activities that are possible even when it rains that our insurance is rarely asked for here,” reports Haufler. Bad weather, on the other hand, has a positive effect. “When there is a lot of media coverage about rain, demand increases for us,” says Haufler.
