After the Central Bank of the Republic of Türkiye (CBRT) increased its policy interest to 46 percent on 17 April 2025, banks went to new regulations in housing loan interest rates.
As of May 2, 2025, when the housing loan interest rates offered by the banks, the lowest interest rate is 2.59 percent, while the highest rate is 5.89 percent.
So, how much is the number of housing loans of 1 million TL to pay in total?
Here is a monthly installment and total repayment amount for the loan of 1 million TL housing loan with a 10 -year (120 months) term:
Akbank
Interest rate 3,10 %
Monthly Installment 31.815,84 TL
Total Payment 3,845,660 TL
Foundation
Profit Divine Ratio 2.90 %
Monthly installment 29.970,16 TL
Total Payment 3,618.419 TL
