While deposit interest rates continue to remain at high levels in Türkiye, the monthly returns offered by banks have been reshaped for investors who want to invest their savings in a time deposit account.
Calculations made taking into account the current interest rates of banks as of June 2026 revealed remarkable differences in the 32-day earnings of 5 million TL.
While banks continue to compete for interest rates to attract customers after the Central Bank’s tight monetary policy, digital banks and new customer campaigns stand out.
According to current data, the interest rates offered by banks for a 32-day term vary between 35 percent and 45 percent. According to these rates, the monthly net income of 5 million TL varies between approximately 126 thousand TL and 160 thousand TL.
Financial experts say that although high interest rates may seem attractive, investors pay attention not only to the interest rate; He emphasizes that he should also pay attention to withholding tax deduction, campaign period, welcome interest and standard rates to be applied after maturity.
As of June 23, 2026, the 1-month interest income of 5 million TL was shaped bank by bank as follows:
akbank
Interest Rate 42.5%
Net Earnings 153.698,63 TL
End of Maturity Balance 5.153.698,63 TL
